Please read this Terms of Use Agreement ("Agreement") carefully. By accessing this Web site and any pages
hereof, you agree to be bound by the terms and conditions below. This Agreement contains disclaimers of
warranties and liability. These provisions form an essential basis of our service(s). If you do not agree to
these terms and conditions, do not access this Web site.
Request For Loan Origination Service(s)
All of the information you have provided in your loan origination request is true and complete.
By completing the first page of the loan request form, you authorize Creative Freedom Foreclosure Prevention, Inc. to provide your
information to its loan origination partner(s). Creative Freedom Foreclosure Prevention, Inc. does not endorse or recommend the
products or services of any partner or loan origination service(s) provider.
Creative Freedom Foreclosure Prevention, Inc. is not an agent of either you, the User, or any
participating loan origination service(s) provider. Creative Freedom Foreclosure Prevention, Inc.'s services are administrative
and consultative only. You should rely on your own judgment in deciding which available loan origination
service(s) best suits your needs and financial means. The loan origination service provider is solely
responsible for its services to you, and you agree that Creative Freedom Foreclosure Prevention, Inc. shall not be liable for any
damages or costs of any type arising out of or in any way connected with your use of such services. This Web
site and the services provided by Creative Freedom Foreclosure Prevention, Inc. are available only in connection with your request
for loan origination service(s).
Creative Freedom Foreclosure Prevention, Inc. and/or participating loan origination service(s)
providers expressly reserve the right to discontinue, suspend or terminate the offering of any loan
origination service and/or product in any specific state through this Web site.
Creative Freedom Foreclosure Prevention, Inc. does not guarantee acceptance into any particular loan origination program.
Likewise, Creative Freedom Foreclosure Prevention, Inc. does not guarantee that the loan origination terms offered and made
available by participating loan origination service(s) providers through this Web site are the best terms
available in the market. Creative Freedom Foreclosure Prevention, Inc. does not charge you, the User, a fee to use our service.
Your use of this Web site and/or Creative Freedom Foreclosure Prevention, Inc.'s services constitutes your agreement with this
arrangement.
By hitting the "Submit" button on the loan origination quote request form, you understand and agree that you
are submitting an inquiry as to a loan origination service and/or product with Creative Freedom Foreclosure Prevention, Inc. and
each of the loan origination service(s) providers to whom your request is transmitted. By submitting the
quote request, you are extending an express invitation to each of the loan origination service(s) providers
making you an offer to contact you by telephone at the numbers you have provided so they may assist you with
your quote. Furthermore, you hereby consent to any such calls from Creative Freedom Foreclosure Prevention, Inc. or its
participating loan origination service(s) providers even if your phone number is on any Do Not Call list.
By saving your information with Creative Freedom Foreclosure Prevention, Inc. and/or submitting a quote request, you give
Creative Freedom Foreclosure Prevention, Inc. permission to make phone calls to initially confirm your quote request.
Registration
By registering with this site, you hereby understand and agree that you have established a business relationship
between you and Creative Freedom Foreclosure Prevention, Inc. As such, you agree that Creative Freedom Foreclosure Prevention, Inc. may contact you,
using information you provided, to initially confirm your quote request. You hereby consent to any such
communication or phone calls even if your phone number is on any Do Not Call list.
Disclaimers And Limitations
Creative Freedom Foreclosure Prevention, Inc. intends that the information contained in its Web site be accurate and reliable;
however, errors sometimes occurs. In addition, changes and improvements to the information provided herein may
be made by Creative Freedom, Inc. at any time.
THIS WEB SITE AND THE INFORMATION, SOFTWARE, PRODUCTS AND
SERVICES ASSOCIATED WITH IT ARE PROVIDED "AS IS." Creative Freedom Foreclosure Prevention, Inc. AND/OR ITS SUPPLIERS, PARTICIPATING
LOAN ORIGINATION SERVICE(S) PROVIDERS DISCLAIM ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANY
MATTER WHATSOEVER RELATING TO THIS WEB SITE AND ANY INFORMATION, SOFTWARE, PRODUCTS AND SERVICES PROVIDED
HEREIN, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR
PURPOSE, TITLE, AND NONINFRINGEMENT. USE OF THIS WEB SITE AND/OR Creative Freedom Foreclosure Prevention, Inc.'S SERVICES IS AT
YOUR OWN RISK. Creative Freedom, Inc. AND/OR ITS SUPPLIERS, PARTICIPATING LOAN ORIGINATION SERVICE(S)
PROVIDERS ARE NOT LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES OR
OTHER INJURY ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS WEB SITE AND/OR
LOAN ORIGINATION SERVICE(S) PROVIDERS'S SERVICES OR WITH THE DELAY OR INABILITY TO USE THIS WEB SITE, OR FOR
ANY INFORMATION, SOFTWARE, PRODUCTS AND SERVICES OBTAINED THROUGH THIS WEB SITE, OR OTHERWISE ARISING OUT OF
THE USE OF THIS WEB SITE, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTIOUS BEHAVIOR,
NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF Creative Freedom Foreclosure Prevention, Inc. AND/OR ITS SUPPLIERS HAD BEEN
ADVISED OF THE POSSIBILITY OF DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO
THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.
Indemnity
As a condition of use of this Web site and/or Creative Freedom Foreclosure Prevention, Inc.'s services, you agree to indemnify
Creative Freedom Foreclosure Prevention, Inc. and its suppliers, participating Lenders, or real estate professionals from and
against any and all liabilities, expenses (including attorneys' fees) and damages arising out of claims
resulting from your use of this Web site, including without limitation any claims alleging facts that if true
would constitute a breach by you of this Agreement.
Links To Third Parties
This Web site may contain links to Web sites maintained by third parties. Such links are provided for your
convenience and reference only. Creative Freedom Foreclosure Prevention, Inc. does not operate or control in any respect any
information, software, products or services available on such Web sites. Creative Freedom Foreclosure Prevention, Inc.'s inclusion
of a link to a Web site does not imply any endorsement of the services or the site, its contents, or its
sponsoring organization.
Errors And Delays
Creative Freedom Foreclosure Prevention, Inc. is not responsible for any errors or delays in responding to a quote request caused by
an incorrect e-mail address provided by you or other technical problems beyond our reasonable control.
Other Terms
This Agreement constitutes the entire agreement between you and Creative Freedom Foreclosure Prevention, Inc. and it supersedes all
prior or contemporaneous communications, promises and proposals, whether oral, written or electronic, between
you and Creative Freedom Foreclosure Prevention, Inc. with respect to this Web site and information, software, products and services
associated with it. This Agreement shall be subject to and construed in accordance with the laws of the State of
Florida excluding its conflict of laws principles. If any part of this Agreement is determined to be invalid or
unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability
limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid
enforceable provision that most closely matches the intent of the original provision, and the remainder of the
Agreement shall continue in effect. A printed version of this Agreement and of any notice given in electronic
form shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to
the same extent and subject to the same conditions as other business documents and records originally generated
and maintained in printed form.
All rights not expressly granted herein are reserved.
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